FINANCIAL PRIVACY NOTICE
(GLBA / CREDIT APPLICATIONS)
Florida Fine Cars, INC. – Financial Privacy Notice
Effective Date: 12/18/2025
This Financial Privacy Notice describes how Florida Fine Cars, INC. (“FFC,” “we,” “us”) collects, uses, and shares nonpublic personal information in connection with offering or arranging credit, financing, or other financial products, as required by the Gramm-Leach-Bliley Act (GLBA) and related laws.
Information We Collect
When you apply for financing or submit a credit-related inquiry, we may collect:
- Identifiers (name, address, phone number, email address).
- Social Security number.
- Driver’s license or other government-issued identification.
- Employment and income information.
- Credit history and credit reports.
- Vehicle and transaction information.
How We Use Information
We use financial information to:
- Evaluate credit and financing eligibility.
- Submit applications to lenders and finance partners.
- Verify identity and help prevent fraud.
- Comply with legal and regulatory requirements.
- Service accounts and complete transactions.
Credit decisions are not made solely by AI. Automated tools may assist with processing and analysis, but lenders make final determinations.
Sharing of Information
We may share information with:
- Banks, lenders, and finance companies.
- Credit reporting agencies.
- Service providers (including Automatrix and AI vendors) that support our operations.
- Regulators and law enforcement as required by law.
We do not sell nonpublic personal financial information.
Safeguards
We maintain physical, electronic, and administrative safeguards designed to protect your information.
Opt-Out Rights
GLBA does not require an opt-out for certain sharing that is necessary to process transactions or provide requested services. If additional rights apply under other laws, they will be disclosed at the time of collection.
Contact
Questions regarding this notice:
Email: customercare@floridafinecars.com
